The term “underwrite” originates in the 17th century when marine vessels would be underwritten for insurance risk for overseas voyages.Risk can defined as the possibility of incurring an amount loss.In the finance sector, it is the probability that the actual return of an investment will be different from the expected. The insurance company would sub-scribe (literally…
View detailsFor this Christmas holiday previous year, I went to the hills with my family for a short stay.It was wonderful experience with calm and serene environment, cold winds, walking though the clouds and glittering city below after dark. That’s the beauty of Darjeeling and Himalayan ranges! Honestly I feel blessed to be living in such…
View detailsLIFE INSURANCE A life insurance policy is a legally enforceable contract issued by the insurer in consideration of the application and the payment of premiums.Needless to assert , that it provides risk coverage in event of the death of an individual.t is essential to have a life insurance to provide financial protection and security for surviving family members…
View detailsThe Government of India has decided to come out with a law to regulate the business of IVF and Surrogacy in the country. The proposed legislation was drafted by a team of experts from the field of medicine and law but has not been finalized and implemented till now. Formerly, ICMR guidelines, ART bill and…
View detailsCommunity policing is a broad concept which is used to describe a range of programs and initiatives from those that closely involve members of the public in the routines of the police service. It may seem that the concept is vague actually but its advocates would rather have it this way because it may be…
View detailsThis article provides an insight into ongoing labour market reforms in India and provides critical scrutiny upon it.There are existing 44 central labour law legislations.Government taking initiatative to rationalizing, amalgamating and simplifying protective legislature available to workers,employers have to use contract workers in core and perennial activities as per law.There are constrains relating to hiring and…
View detailsINTRODUCTION With the changing world, the enhanced mobility of persons and goods makes recourse to private international law a more and more pressing need. The approach to problems concerning jurisdictional competence, conflicts of laws, recognition and enforcement of judgements, international legal assistance is by now clearly influenced by principles relating to human rights, which are…
View details“The rights of every man are diminished when the rights of one man are threatened.” – John Fitzgerald Kennedy It is needless to assert how the world as we perceived earlier has undergone drastic change since the inception of this challenging pandemic.Although it is tough to defeat the adversities, it is not an unsurmountable obstacle…
View detailsIPC SECTION 324: BAILABLE AND COMPOUNDABLE. There has been some disarray as for the idea of offense culpable under Section 324 of Indian Penal Code, 1860 (the IPC”). The inquiry is whether the offense under Section 324 of IPC is a bailable or a non-bailable one, a compoundable or a non-compoundable one. This paper will…
View detailsThe Indian insolvency regime, governed by the Insolvency and Bankruptcy Code, 2016 [IBC] is a shift from a debtor centric regime to one that is creditor oriented. Under this regime, a person called the resolution professional [RP] is appointed by the Committee of Creditors [CoC], who takes control of the assets of a distressed company…
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